Why are there more small business government loans available in Canada than grants?

There are more available Canadian government loans in Canada than there are grants because loans represent a lower risk to Canadian government. This is because they must be paid back, whereas every grant is money given to the Canadian small business without direct compensation. Of course, there are also private organisations in Canada that offer small business loans. These may include banks, some charities and other altruistic associations. However, they typically come with less favourable conditions that those from Canada federal or provincial governments for that matter.

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